Justin Kirsch

5 min read

Zero Trust's Blind Spot: The Unmanaged Endpoints Undermining Your Security

Your organization spent six figures on security last year. MFA is enforced. Conditional Access policies are active. The Microsoft Secure Score looks strong. By every visible metric, you've built a defensible security posture.

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18 min read

The Real Cost of Cheap M365 Licenses for Financial Institutions

Quick Answer: Not all Microsoft 365 licenses are equal in practice. Buying from a bargain reseller often just gets you a product key and a long...

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5 min read

Why CIOs Are Choosing ABT for Microsoft 365 Licensing

A CIO at a financial institution doesn't pick a Microsoft 365 licensing partner the way someone picks a phone plan. The license SKU is identical from...

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Breaking the Mortgage Data Bottleneck: Patelco Credit Union’s Integration Success

7 min read

Breaking the Mortgage Data Bottleneck: Patelco Credit Union's Integration Success

In the first full year of mandatory cyber incident reporting, credit unions filed 1,072 incidents with the NCUA. Seven out of ten involved a...

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Bridging the LOS-Servicing Gap: First Citizens Bank’s Empower ↔ Phoenix Integration Boosts Efficiency

6 min read

Bridging the LOS-Servicing Gap: First Citizens Bank's Empower-Phoenix Integration Boosts Efficiency

A community bank closes a mortgage loan. The lending team has done its work. But for the operations staff, the real grind is just starting. Every...

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Closing the Loop: How CFCU Community Credit Union Fixed Its Mortgage Data Disconnect

8 min read

Closing the Loop: How CFCU Community Credit Union Fixed Its Mortgage Data Disconnect

When Closing Day Wasn't the End For members at CFCU Community Credit Union, closing on a mortgage should have felt like the finish line. Instead, it...

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Lafayette Federal Credit Union Integrates Corelation Keystone and Calyx Path with MortgageExchange

7 min read

Lafayette Federal Credit Union Integrates Corelation Keystone and Calyx Path with MortgageExchange

Lafayette Federal Credit Union had a problem most credit unions would recognize. The $2.15 billion institution had just finished converting to...

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How Bay Federal Credit Union Streamlined Post‑Closing with MortgageExchange

7 min read

How Bay Federal Credit Union Streamlined Post-Closing with MortgageExchange

A mortgage closes, and the celebration should begin. The member got their home. The lending team did its job. But at Bay Federal Credit Union, the...

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One Nevada Credit Union: Uniting Systems for a Seamless Mortgage Experience

8 min read

One Nevada Credit Union: Uniting Systems for a Seamless Mortgage Experience

Most credit unions run one type of mortgage program. One Nevada Credit Union runs two: traditional forward mortgages and specialized reverse...

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Thrivent FCU: From Four Great Systems to One Orchestrated Flow

6 min read

Thrivent FCU: From Four Great Systems to One Orchestrated Flow

It's 8:15 a.m. in mortgage operations at Thrivent Federal Credit Union. A loan officer finishes a closing in Mortgage Cadence LFC. Across the hall,...

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