ABT Blog

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Credit union agentic AI platform comparison and evaluation guide

9 min read

The CU Agentic AI Platform Wars: Eltropy vs Interface.ai vs the Rest

The credit union AI platform market crossed $1.79 billion in 2025, and every major vendor is positioning its product as the answer to member engagement, operational efficiency, and competitive survival. Eltropy now serves 750 financial institutions....

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BYOD AI security gap showing personal devices and financial institution data risk

9 min read

BYOD + AI: The Security Hole Your Mobile Policy Doesn't Cover

Most financial institution BYOD policies were written before generative AI existed. They address email on personal phones, calendar sync, and maybe a...

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NCUA AI resource hub implementation guide for credit unions

9 min read

NCUA AI Resource Hub: The Implementation Guide Your Credit Union Actually Needs

The NCUA updated its AI resource hub in January 2026, consolidating federal guidance on artificial intelligence for the 4,331 federally insured...

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Progress bar at one-third representing 31.8% AI deployment rate in financial services

9 min read

Wolters Kluwer Q1 2026: Only 31.8% of Financial Institutions Have Deployed AI

After two years of AI hype, board mandates, and vendor keynotes, only 31.8% of financial institutions have deployed AI in production. That number...

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Digital identity landscape showing machine identities vastly outnumbering human identities in financial services

11 min read

The AI Agent Identity Crisis: Machine IDs Will Outnumber Humans by 2027

Machine identities already outnumber human identities 82-to-1 in the average enterprise. By 2027, that ratio will climb past 100-to-1 as agentic AI,...

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Community bank at a crossroads between AI adoption and inaction

8 min read

27% of Community Bank Leaders Say AI Is Their #1 Concern

Twenty-seven percent of community bank and credit union leaders now rank AI as their top technology concern for 2026, surpassing cybersecurity for...

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Microsoft agentic AI banking blueprint illustration showing technology deployment architecture

8 min read

Microsoft's Agentic AI Banking Blueprint: What the Feb 26 Playbook Really Says

On February 26, 2026, Microsoft published a banking-specific blueprint for agentic AI deployment. The document is not generic AI guidance repackaged...

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Deepfake voice fraud targeting credit unions illustration showing AI-generated voice waves attacking a phone system

9 min read

Deepfake Voice Fraud Hits Credit Unions: The $2.57M Wake-Up Call

A Michigan credit union tracked $2.57 million in fraud exposure from deepfake voice calls between August 2024 and September 2025. The callers sounded...

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Contrast between static annual audit clipboard and dynamic continuous compliance monitoring dashboard

9 min read

Living Compliance: Why Annual Audits Are Dead in the AI Era

Annual compliance audits assume the world changes slowly enough for a yearly snapshot to catch problems. That assumption is breaking down. A...

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Microsoft Copilot pricing analysis for banks with financial charts and deadline timer

8 min read

Microsoft Copilot Pricing for Banks: What the March 2026 Deadline Means

Microsoft's promotional pricing on Business Premium + Copilot bundles expires March 31, 2026. After that date, the combined cost jumps from $32 per...

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