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Justin Kirsch

AI fraud threat landscape for financial institutions showing 4.5x profitability multiplier

12 min read

AI Fraud Is 4.5x More Profitable — What Financial Institutions Must Know Now

Prefer to watch? AI fraud returns 4.5x the profit of old-school attacks -- and banks are the first test market. Watch the long-form walkthrough on the attacker economics driving deepfake voice, synthetic identity, and agent-assisted fraud. 60-Second...

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April 15 Copilot Chat changes showing what financial institutions lose and keep when Microsoft removes in-app Copilot access

8 min read

April 15 Copilot Chat Removal: What Your Financial Institution Actually Loses

In This Article What Actually Changes on April 15 Who Gets Hit and Who Doesn't The Real Impact for Financial Institutions Your Licensing Options...

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Microsoft 365 E7 pricing comparison showing component costs for credit unions and banks

9 min read

E7 vs. E5+Copilot: The Real Math for Credit Unions and Banks

In This Article Reddit Got It Half Right What E7 Actually Bundles for $99 The Real Math: E7 vs. E5 + Copilot a la Carte CSP Promo Pricing Changes the...

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Consumer Copilot entertainment disclaimer vs enterprise M365 Copilot data protection comparison

7 min read

Copilot Is 'For Entertainment Only' — What Your Enterprise Agreement Actually Says

In This Article What the Terms Actually Say Consumer vs. Enterprise: Different Agreements Entirely What Enterprise Agreements Actually Protect Why...

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Microsoft Security Copilot now included in E5 licenses starting April 20 2026

9 min read

Security Copilot Is Free in E5 Starting April 20 — Here's How to Activate It

Prefer to watch? On April 20th, Microsoft adds Security Copilot to every E5 tenant with no price increase. Justin walks through the SCU pool, the...

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Agent 365 governance controls for financial institutions showing DLP Conditional Access audit logging and acceptable use policy requirements before May 1 2026

10 min read

Agent 365 Goes Live May 1: What Financial Institutions Must Know

Prefer to watch? Agent 365 is the governance layer for every Copilot agent that touches your tenant. Watch the 5:43 walkthrough on the five controls...

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19 min read

Business Intelligence for Financial Institutions: A Practical BI Implementation Guide

In This Article Why Most Financial Institutions Drown in Data and Starve for Insight What Business Intelligence Actually Delivers for Lenders The...

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FFIEC CAT retirement and NIST CSF 2.0 transition framework for financial institutions

10 min read

FFIEC CAT Is Dead: Your 2026 Examiner Expects NIST CSF 2.0 — Here's the Gap Most Financial Institutions Are Missing

Prefer to watch? Three gaps show up in almost every FFIEC CAT to NIST CSF 2.0 migration. Justin walks through the govern function gap, supply chain...

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Predictive analytics dashboard for mortgage risk assessment showing Microsoft AI-powered default prediction, fraud detection, and LLM document analysis

14 min read

The Role of Predictive Analytics in Mortgage Risk Assessment

What You'll Learn How Predictive Analytics Works in Mortgage Lending Default Prediction and Early Warning Models LLM-Powered Risk Models: The...

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18 min read

Reducing Loan Origination Costs for Credit Unions: Proven Strategies for Success

In This Article Why Per-Loan Cost Is the Wrong KPI Without Cost-to-Originate by Channel Strategy 1: See It First with Mortgage BI Cost-to-Originate...

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