MortgageExchange Modules

Every MortgageExchange implementation includes the Core Loan Data Sync foundation module that moves closed-loan data with 100% accuracy from your LOS into core and servicing systems. From there, credit unions and banks can extend the platform with optional modules for member creation, GL posting, escrow and impounds, wire transfers, HELOCs, construction loans, and even custom integrations.

This modular approach ensures you always have a reliable foundation while giving you the flexibility to tailor MortgageExchange to your institution’s unique workflows, compliance needs, and future growth.

• Core Loan Data Sync (foundation)

  The Core Loan Data Sync module is the foundation of MortgageExchange. It automatically transfers all first-lien mortgage data from your LOS into your core banking and servicing systems with 100% accuracy on mapped fields.

  This eliminates duplicate entry, reduces manual corrections, and ensures loan records are always consistent across platforms. The Core includes audit-ready field validation, secure data transfer, and compliance logging—so your credit union or bank can trust the integrity of every record.

• New Member Creation (optional)

  The New Member Creation module automatically creates borrower records in the core system when members don’t already exist. This ensures borrowers and co-borrowers are onboarded accurately without requiring manual keying after loan closing.

  By linking new members directly to their loans, this module improves compliance, streamlines servicing, and saves operations teams valuable time. It also ensures that statements, payments, and regulatory reports are tied to the correct member account.

• General Ledger Posting (optional)

  The General Ledger (GL) Posting module automates the transfer of origination fees and other financial transactions from the LOS into the correct GL accounts inside your core system.

  This reduces reconciliation work, prevents accounting discrepancies, and ensures financial records are accurate, transparent, and audit-ready. By linking loan activity to GL entries, the module helps credit unions and banks maintain clean books and compliance confidence.

• Escrow & Impounds (optional)

  The Escrow & Impounds module automatically moves escrow data (property taxes, insurance, reserves) from the LOS into the core’s escrow fields.

  This automation eliminates one of the most error-prone manual processes in mortgage operations, ensuring accurate member statements, correct escrow balances, and regulatory compliance. It also reduces servicing exceptions tied to escrow handling.

• Wire Transfer Automation (optional)

  The Wire Transfer Automation module securely transfers funding data from the LOS to your institution’s wire platform. This ensures that disbursements are timely, accurate, and compliant.

  By eliminating manual re-keying, the module reduces funding errors, shortens the time from closing to funding, and builds member trust through accurate, error-free wire disbursements.

• HELOC & Second Loans (optional)

  The HELOC & Second Loans module automates the boarding of home equity lines of credit and second mortgages from the LOS into the core system.

  This ensures lien positions are recorded correctly and servicing systems are in sync from day one. The result is fewer compliance issues, less manual correction, and efficient handling of high-volume equity lending alongside first mortgages.

• Construction Loans (optional)

  The Construction Loans module manages draw schedules, interest reserves, and project-based disbursements. It moves construction loan data from the LOS into your core or project management systems automatically.

  With this module, institutions can efficiently track draws, maintain compliance with disbursement rules, and give members real-time visibility into their construction loan progress.

• Custom Integrations (optional)

  The Custom Integrations module allows credit unions and banks to extend MortgageExchange beyond the standard modules. ABT can design and map new interfaces for proprietary systems, third-party fintech platforms, or specialized workflows.

  This option ensures you’re never limited by a fixed set of integrations. Whether it’s a regulatory reporting feed, a specialized LOS field, or a unique internal application, MortgageExchange can be adapted to connect it securely and reliably.