Skip to the main content.

ABT Blog

Read about mortgage technology solutions topics

A written password policy binder showing 90-day expiration beside a Microsoft Graph PowerShell window showing PasswordValidityPeriodInDays 2147483647, labelled mismatch

15 min read

Microsoft 365 Password Policy for Financial Institutions

In This Article Start With the Tenant, Not the Policy Binder What the Cloud Password Policy Actually Enforces Two Gaps Between the Written Policy and the Tenant Changing a Legacy Expiration Setting Safely What the Rules Require, and Which...

Read More
Shadow IT discovery dashboard showing sanctioned and unsanctioned cloud apps for a financial institution, with Microsoft 365 branding

15 min read

Shadow IT in Financial Institutions: Find It, Govern It

Your staff already told you which tools they need. They just did not ask first. How to find unsanctioned apps in a Microsoft 365 tenant with Defender...

Read More
Cyber incident reporting deadlines for financial institutions, showing the 36 hour, 72 hour and 30 day regulatory clocks

12 min read

The 36-Hour, 72-Hour, and 30-Day Incident Reporting Clocks

Three federal rules, three deadlines, and three different definitions of the moment the clock starts. What triggers each one, and what Microsoft 365...

Read More
Microsoft Entra ID Conditional Access exclusion list review for financial institutions

12 min read

Conditional Access Exclusions: The List Nobody Reviews

Every institution grants Conditional Access exceptions. Microsoft documents how those lists grow, names access reviews as the compensating control,...

Read More
FTC Safeguards Rule shield covering a CPA firm, title agency, and auto dealer, with a Microsoft 365 security dashboard

9 min read

You Might Be Running a Financial Institution. The FTC Thinks So.

In This Article The Label You Did Not Choose Who Is Covered? The List Is Longer Than You Think What the Safeguards Rule Actually Requires What...

Read More
Microsoft 365 shared mailbox security for banks, credit unions, and mortgage companies

15 min read

Shared Mailbox Security for Financial Institutions

Shared mailboxes run the wire desk and the servicing queue. Microsoft documents several behaviors, including that converting a departing employee's...

Read More
Windows Hello for Business key abuse and Microsoft Entra ID device registration

15 min read

Windows Hello for Business Key Abuse: What Financial Institutions Need to Verify

Malware already running in a signed-in Windows session can use that user's Windows Hello for Business key to authenticate to Microsoft Entra ID, with...

Read More
Dark editorial illustration of a hijacked Microsoft 365 session quietly reading payroll and finance mail while security alerts stay silent

13 min read

Payroll Pirates: The Microsoft 365 Attack Your Alerts Miss

A Microsoft 365 session-hijacking campaign is reading payroll and finance mail while deliberately avoiding the account-modification signals most...

Read More
Microsoft 365 Exchange Web Services retiring, with traffic migrating to the Microsoft Graph API ahead of the August 2026 action deadline

12 min read

Exchange Web Services Retires: The August 2026 Deadline

Microsoft begins blocking Exchange Web Services on October 1, 2026 and disables it permanently on April 1, 2027. For financial institutions still...

Read More
Microsoft 365 and Copilot Studio agent authentication: end-user credentials versus maker-provided credentials

10 min read

Copilot Studio Agent Authentication: The August 25 Question

Microsoft is shipping an admin control that stops Copilot Studio agents from authenticating with their builder's stored credentials. It is off by...

Read More