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Justin Kirsch

Featured image for ncua deregulation article

10 min read

NCUA Is Deregulating - But Your Cybersecurity Obligations Aren't Shrinking

In this article: What NCUA Has Actually Changed About Cybersecurity Requirements in 2026 Why Risk-Based Examination Raises the Bar The Credit Union Breach Backdrop What Smart Credit Unions Are Doing Now Why Generic IT Providers Break Down Under This...

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10 min read

6 Zero-Days in One Month: Why Financial Institutions Can't DIY Patch Management

In this article: What Happened in February 2026 Why This Matters for Financial Institutions Patching vs. Managing Security What Your IT Provider...

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AI readiness assessment framework for credit unions

17 min read

AI Readiness Assessment for Credit Unions: 25-Point Evaluation Framework

In this article: Why Credit Unions Need an AI Readiness Assessment The 25-Point Framework: Five Assessment Categories Category 1: AI Governance...

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11 min read

What the Marquis Breach Teaches Financial Institutions About Vendor Risk

In this article: What Happened With the Marquis Breach Why Vendor Risk Is Different for Financial Institutions What Went Wrong and What It Reveals...

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9 min read

When More Security Tools Mean More Risk: IT Complexity and Cyber Exposure at Banks

In This Article The Complexity Crisis in Banking Cybersecurity More Tools, More Risk Anatomy of a Complexity-Driven Breach Why Manual Processes Can't...

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15 min read

Why Community Banks Need a Tier-1 Cloud Solution Provider, Not a Generic MSP

In This Article What Tier-1 Direct-Bill CSP Actually Means for a Community Bank M365 Guardian: The Operating Model on Top of the License Stack The...

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FFIEC cybersecurity assessment preparation desk with laptop security dashboard and FFIEC handbook

12 min read

FFIEC Cybersecurity Assessment: What Community Banks Get Wrong

In this article: What the FFIEC Cybersecurity Assessment Actually Measures Why "Baseline" Maturity Is a Red Flag Five Mistakes Community Banks Make...

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17 min read

Building a Compliant IT Framework for Financial Institutions

In This Article The 2026 Regulatory Landscape for Banks, Credit Unions, and Mortgage Lenders Five Pillars of a Compliant IT Framework Where M365...

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12 min read

Microsoft 365 Compliance for GLBA and OCC Requirements: What Community Banks Must Configure

In This Article GLBA Safeguards Rule: The IT Requirements Your Examiner Will Check OCC Examination: How Examiners Evaluate Your M365 Environment...

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13 min read

Best Practices for Configuring Microsoft 365 Email for Mortgage Offices

In This Article The Microsoft 365 Email Baseline for Mortgage Offices A Configuration Checklist for FTC Safeguards and GLBA DLP, MFA, and Encryption:...

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