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Justin Kirsch

8 min read

Mortgage Tech Ecosystem Playbook: Build Systems That Scale and Cut Cost Per Loan

Justin Kirsch: Fri, May 22, 2026

The Mortgage Bankers Association reported that total loan production expenses reached $11,076 per loan in 2024. That number has climbed steadily for three years running, and lenders with fragmented technology stacks are absorbing the worst of it....

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17 min read

Handala Group M365 Intune Mass Device Wipe Attack: What the Stryker Incident Means for Banks, Credit Unions, and Mortgage Companies

Justin Kirsch: Fri, May 22, 2026

On March 11, 2026, Handala used compromised admin credentials and Microsoft Intune Remote Wipe to factory-reset roughly 80,000 devices at Stryker....

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7 min read

The Fintech Mortgage Ecosystem: Borrower Apps to Secondary Market Integration

Justin Kirsch: Fri, May 22, 2026

The Digital Mortgage Market Hits $108 Billion The global digital mortgage solution market reached $108.87 billion in 2024 and is projected to hit...

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6 min read

Real-Time Document Uploads: How AI Cuts Mortgage Processing by 20+ Days

Justin Kirsch: Fri, May 22, 2026

Document Processing Just Got 67% Faster A peer-reviewed study published in late 2025 tested an AI document automation system across 1.2 million...

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16 min read

Code of Conduct AiTM Phishing: How 35,000 Users in 13,000 US Organizations Were Compromised in 72 Hours - What Banks, Credit Unions, and Mortgage Companies Must Verify Now

Justin Kirsch: Fri, May 22, 2026

In This Article What Happened: 72 Hours, 35,000 Users, 13,000 Organizations Why a Code of Conduct Lure Works on Financial Institution Users The...

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6 min read

How Mortgage POS Interfaces Speed Up Pre-Qualification in 2026

Justin Kirsch: Fri, May 22, 2026

Agentic AI Just Rewrote the POS Playbook In February 2026, Bevri launched an agentic AI-powered Point-of-Sale platform for NEXA Lending, the nation's...

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6 min read

Visualizing Combined Tax and Mortgage Payment Trends for Clients

Justin Kirsch: Fri, May 22, 2026

Escrow costs jumped 30% in 2025. Property taxes are up 15% since 2021. Homeowners insurance rose 67% over the same period. And according to a...

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11 min read

Microsoft Entra ID Entitlement Management SSRF (CVSS 10.0)

Justin Kirsch: Fri, May 22, 2026

CVE-2026-35431 is a Server-Side Request Forgery vulnerability in Microsoft Entra ID Entitlement Management with a CVSS 10.0 maximum severity score....

cybersecurity FFIEC Guardian Security Insights Cybersecurity Compliance
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7 min read

The Economics of Mortgage Loan Platforms: Subscription vs. Transaction Pricing

Justin Kirsch: Fri, May 22, 2026

Freddie Mac's 2025 cost-to-originate analysis confirms that lenders maximizing LPA digital capabilities save up to $1,700 per loan. That is a 13%...

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7 min read

How MSPs Support Platform Lenders with Automation and Custom Interfaces

Justin Kirsch: Fri, May 22, 2026

40% of Loan Origination Is Still Manual. MSPs Fix That. ICE Mortgage Technology estimates that up to 40% of the loan origination process remains...

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