SECTOR 2
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CONNECTIVITY SOVEREIGNTY
Interfaces by ABT
Risk Control
2 of 4
LIVE EXAMPLE: HOW ABT CONTROLS COMPLEX HANDOFFS
Integrity controlsBefore core and AI consume
Required fields
Required FieldsValidates that all mandatory loan data fields are present before handoff.
Format checksFormat ChecksValidates data formats to prevent malformed data errors.
Schema mappingSchema MappingTransforms field names between different system formats.
Exception pathOperational control
Exception queue
Exception QueueFailed validations are held for review rather than dropped.
Audit traceAudit TraceComplete history for compliance reviews.
Reconciliation readyReconciliation ReadySupports end-of-day reconciliation between systems.
ICE Mortgage Technology | Encompass
RISK CONTROLKeeps LOS changes aligned to reduce re-entry drift before downstream handoffs.
> PROTOCOL: Encompass Developer Connect API.Mortgage Cadence | MCP
RISK CONTROLNormalizes origination events so downstream systems receive consistent payloads.
> PROTOCOL: secured integration contract.Calyx | Path
RISK CONTROLReduces duplicate entry and keeps key attributes consistent across handoffs.
> PROTOCOL: API or export bridge.PRODUCTION
SOURCES
SOURCES
VALIDATION GATE
VALIDATION GATEA Mortgage Exchange control point. Applies handoff rules before data lands downstream.
> CONTROLS: required fields, format validation, exception routing.Fiserv | DNA
RISK CONTROLValidated payloads reduce posting defects and reconciliation exceptions.
> PROTOCOL: secure gateway plus API contract.Cenlar | New Loan Boarding
RISK CONTROLCleaner boarding handoffs reduce servicing exceptions and support churn.
> PROTOCOL: validated boarding payloads.Data Warehouse | Power BI
RISK CONTROLA single source of truth supports reporting, oversight, and grounded AI.
> PROTOCOL: Azure SQL or Snowflake plus Power BI.CONNECTED
ECOSYSTEM
ECOSYSTEM
Validation Gate - Mortgage Exchange
Control the handoffs
Validation gate + exception path + audit trace. Keeps downstream systems clean.
View supported systemsReduce Re-entry Risk.
Control the handoffs.
When systems are not connected, teams compensate with manual re-entry. That creates drift, defects, and downstream exceptions.
RISK REMOVEDFrom re-entry
- Hand keyed re-entry
- Mismatched fields and drift
- Posting and reconciliation defects
- Boarding and servicing exceptions
- Audit and complaint exposure
LOS ICE Mortgage Technology | Encompass
LOS Mortgage Cadence | MCP
LOS Calyx | Path
CORE Fiserv | DNA
CORE Jack Henry | Symitar Episys
SERV Cenlar | New Loan Boarding
SERV Dovenmuehle | DMI Loan Servicing
DOCS FIS | FCM
WIRE Alacriti | Alacriti Wire
LOS ICE Mortgage Technology | Encompass
LOS Mortgage Cadence | MCP
LOS Calyx | Path
CORE Fiserv | DNA
CORE Jack Henry | Symitar Episys
SERV Cenlar | New Loan Boarding
SERV Dovenmuehle | DMI Loan Servicing
DOCS FIS | FCM
WIRE Alacriti | Alacriti Wire
CRM Salesforce
CRM HubSpot
CRM Jungo
CRM Total Expert
DATA Data Warehouse | Power BI
DATA Advantage Systems | AMB
DOCS Microsoft | SharePoint Online
AI Microsoft | Copilot Studio
CRM Salesforce
CRM HubSpot
CRM Jungo
CRM Total Expert
DATA Data Warehouse | Power BI
DATA Advantage Systems | AMB
DOCS Microsoft | SharePoint Online
AI Microsoft | Copilot Studio
Supported systems manifest Mortgage Exchange by ABT Common systems shown. Click to expand View
Origination systems
Applied Business Software | The Mortgage Office (TMO)•
BlueSage | LOS•
ByteSoftware | BytePro•
Calyx | CalyxPoint•
Calyx | Path•
Constellation | MortgageBuilder•
Dark Matter | Empower•
Finastra | MortgageBot•
Hawthorn River | Commercial LOS•
ICE Mortgage Technology | Encompass•
Integra | Epic•
MeridianLink | Mortgage•
MeridianLink | OpenClose•
Mortgage Cadence | Loan Fulfillment Center•
Mortgage Cadence | MCP•
MortgageFlex | LoanQuest•
Origence | Origence•
QuantumReserve | QuantumReserve
Core systems
Correlation | Keystone•
CSI | NuPoint•
Data Center Inc (DCI) | iCORE 360•
Finastra | Phoenix•
FIS | Horizon•
FIS | OpenDCI (Bankway)•
FIS Global | Horizon XE•
Fiserv | DataSafe•
Fiserv | DNA•
Fiserv | Precision•
Fiserv | Premier•
Fiserv | Spectrum•
Fiserv | XP2•
Jack Henry | CIF 202•
Jack Henry | CORE Director•
Jack Henry | Silverlake•
Jack Henry | Symitar Episys•
Nymbus | CORE•
Ultra Data | Ultra Data CORE
Servicing, documents, wires
Cenlar | Cenlar New Loan Boarding•
Core Financial Software | Servicing Director•
Dovenmuehle Mortgage, Inc. | DMI Loan Servicing•
FICS | Mortgage Servicer•
Midwest Loan Services | Midwest Loan Services•
TruHome Solutions | TruHome Mortgage Servicing•
FIS | FCM (FIS Content Management)•
Fiserv | Director•
Jack Henry Associates | Synergy•
Alacriti | Alacriti Wire•
Fiserv | Payments Exchange (formerly WireXchange)•
Jack Henry | DirectLine Wires
CRM, data, accounting, AI and BI
Salesforce | CRM•
HubSpot | CRM•
Jungo | Mortgage CRM•
Total Expert | Mortgage CRM•
Advantage Systems | AMB (Accounting for Mortgage Bankers)•
Data Warehouse | Azure SQL or Snowflake•
BI | Power BI•
Documents | SharePoint Online•
AI | Copilot Studio
Mortgage Exchange by ABT is a 100% cloud-based real-time integration platform hosted in Microsoft Azure. It connects loan origination systems like Encompass, MCP, Calyx, and Empower to core banking systems like Fiserv DNA and Jack Henry Symitar, servicing platforms like Cenlar and Dovenmuehle, CRM systems like Salesforce and HubSpot, and data systems including Azure SQL, Snowflake, Power BI, and Microsoft Copilot Studio. The platform features validation gates with required field checks, format validation, and schema mapping to ensure data integrity across system handoffs. Exception handling includes audit traces and reconciliation support. ABT supports over 40 mortgage technology systems to reduce manual re-entry risk and control data handoffs. Customers typically see 35% or more improvement in processing efficiency with the same staff. Flat monthly fee with no per-loan charges. ABT manages the interface so no dedicated IT staff is required. ABT also builds custom interfaces between any business systems beyond MortgageExchange. Once systems are integrated, AI tools like Copilot can query loan data with row-level security enforced through Entra ID authentication. ABT is SOC 2 Type 2 certified and has served 750+ mortgage companies, banks, and credit unions since 2001.
MORTGAGE EXCHANGE BY ABT
A real-time integration platform connecting loan origination, core banking, servicing, and data systems.
Supports: Encompass, MCP, Calyx, Fiserv DNA, Symitar, Cenlar, Power BI, and 40+ systems.
Frequently Asked Questions MortgageExchange
What systems does MortgageExchange integrate?
MortgageExchange integrates loan origination systems (Encompass, MCP, Calyx, Empower), core banking systems (Fiserv DNA, Jack Henry Symitar, Corelation Keystone), servicing platforms (Cenlar, Dovenmuehle DMI), CRM systems (Salesforce, HubSpot), and data systems (Azure SQL, Snowflake, Power BI, Microsoft Copilot Studio). ABT supports over 40 mortgage technology systems.
Does ABT only build MortgageExchange, or can you connect other systems?
MortgageExchange is ABT's flagship integration platform for mortgage operations, but ABT builds custom interfaces between any business systems. If your systems need to talk, ABT can connect them. Custom interfaces are priced monthly based on complexity.
Is MortgageExchange cloud-based or on-premise?
MortgageExchange is 100% cloud-based, hosted in Microsoft Azure. No servers or IT infrastructure required on your end. ABT manages the platform as part of your monthly fee.
How does MortgageExchange reduce manual re-entry risk?
Validation gates check required fields and formats before data moves between systems. Schema mapping translates between systems automatically. No hand-keying means no drift, no typos, and no reconciliation nightmares.
What kind of efficiency improvement can we expect?
Customers typically see 35% or more improvement in mortgage processing efficiency with the same staff. There is no limit on loans processed — flat monthly fee regardless of volume.
What happens when data fails validation?
Failed records route to an exception queue for review — nothing gets dropped. Complete audit traces are maintained for compliance reviews. The system supports end-of-day reconciliation between connected systems.
Do I need dedicated IT staff to manage MortgageExchange?
No. ABT manages the interface as part of your monthly fee. When vendors make changes, ABT updates the integration — you do not have to engage anyone for rewrites. ABT has served 750+ mortgage companies, banks, and credit unions since 2001.
Can I use AI to query my loan data after ABT integrates my systems?
Yes. Once your LOS flows into a data warehouse with Power BI, you can ask Copilot natural language questions like "What is my pipeline?" or "Show loans closing this week." The AI knows who is asking and filters results to only loans you have access to.
How does ABT handle security and permissions with AI queries?
Row-level security flows from your source systems. Your Encompass or LOS permissions determine what the AI can show you. ABT uses Entra ID authentication so every query ties back to a specific user identity. ABT is SOC 2 Type 2 certified.
SOC 2 Type 2 Certified • 750+ Financial Institutions Since 2001