Why CIOs Are Choosing ABT for Microsoft 365 Licenses
The Hidden Risks Lurking in “Set-and-Forget” Security Many organizations assume that once they’ve purchased Microsoft 365 or Azure licenses and...
20 min read
Justin Kirsch : Thu, Oct 23, 2025
Quick Answer: Not all Microsoft 365 licenses are equal in practice. Buying from a bargain reseller often just gets you a product key and a long support queue. Buying through ABT (a Tier-1 CSP) means your licenses include Guardian Security Insights, fast Microsoft escalations, and expert configuration that prevent misconfigurations, shorten downtime, improve user experience, and lower total cost of ownership (TCO). Same license – different outcome.
Nearly every organization runs on Microsoft 365. The real question isn’t “Should we use Microsoft 365?” – it’s “From whom should we buy our Microsoft 365 licenses, and what do we get along with them?” On paper, a license from a discount reseller looks identical to one from ABT. In reality, the support quality, security posture, and operational efficiency that accompany that license can differ dramatically. In fact, the choice of licensing partner can significantly impact your service quality, support responsiveness, and overall cloud strategy.
This article exposes the hidden costs behind “low-touch” (cheap) licensing, explains why a managed licensing model (license plus visibility & support) is quickly becoming the new standard, and shows how ABT’s Tier-1 CSP approach turns Microsoft 365 licensing into a measurable business advantage for both security and productivity.
Myth: All Microsoft 365 licenses are the same, so find the cheapest source and pocket the savings.
Reality: “Cheap” often means no configuration help, no proactive monitoring, slow support, and no accountability when something breaks. The small upfront savings usually reappear later as misconfigurations, downtime, remediation costs, audit headaches, and unhappy users.
What “cheap” licensing removes:
When you add up the security incidents avoided, hours saved on troubleshooting, faster escalations, and happier users, the “cheapest” licensing provider is rarely the least expensive in the long run. In fact, more than 70% of SMBs prefer working with an IT partner (not buying direct) specifically because of the trust, responsiveness, and tailored guidance they provide.
CIOs rarely blow the budget on the license SKU itself – they overspend on the fallout from poorly managed tenants and slow support. Here are the hidden costs that “cheap” licenses often ignore:
None of these costs show up on your monthly license invoice – they show up in your P&L as lost revenue, IT overtime, and breach mitigation expenses. Consider downtime alone: Even if your company isn’t a Fortune 500 enterprise, downtime hits hard. Industry studies show that the average cost of unplanned IT outages ranges anywhere from $10,000 to $30,000 per hour for mid-sized financial organizations—and that’s before counting overtime, missed closings, or lost borrower confidence. When an email policy breaks or a Conditional Access setting locks users out, dozens of people can’t access loan files, LOS workflows stall, and customers wait. What looks like a “cheap license” can quietly become a five-figure productivity loss in a single afternoon. The economics are simple: shaving a few dollars off a seat license is meaningless if configuration gaps or slow support leave your team idle.
Poor security configuration slows down work: people get locked out, hit constant auth prompts, or struggle with brittle device policies. But security configured well can accelerate work – users authenticate seamlessly, rarely get tripped up by policies, BYOD devices work without exposing data, and audits become straightforward. This balance of strong security and smooth productivity is central to ABT’s philosophy:
“ABT is a guardian of productivity as much as security.” In our view, when Microsoft 365 is set up the right way, security doesn’t slow the business – it enables it.
How we achieve that balance:
Right-sized controls: We tailor controls like MFA, Conditional Access, and data loss prevention to your actual risk profile and workflows (especially important in mortgage/financial services). You get neither one-size-fits-all rigidity nor gaping holes – just the appropriate level of protection.
Guardrails, not roadblocks: For example, we tune Conditional Access policies for real-world use. Instead of a blanket rule that frustrates users. We design Conditional Access and authentication policies that stay secure without slowing people down. Instead of skipping MFA for “trusted locations,” we use modern, passwordless authentication—so users stay protected and friction-free. For example, Microsoft’s passwordless sign-in uses the Authenticator app to confirm identity with a number match and biometric (Face ID or fingerprint) on a registered mobile device. That verification serves as both “something you have” and “something you are,” meeting MFA and compliance standards while eliminating the need for passwords.
Human-centric BYOD: We enable bring-your-own-device in a way that protects corporate data without invading employees’ privacy. (For instance, using app-level protections instead of full device control, so personal photos or apps stay private.) This encourages security adoption rather than revolt.
Continuous fine-tuning: Because we provide weekly visibility into your Microsoft 365 posture, we catch small issues and user friction points before they escalate. If a policy is overly restrictive or an admin setting is risky, it gets adjusted in an informed, measured way – keeping users happy and data safe.
The bottom line: You shouldn’t have to choose between security or productivity. With the proper expertise, you get both – a secure environment that lets your team operate at full speed.
When you license Microsoft 365 through Access Business Technologies (ABT), you’re not just buying a SKU – you’re investing in an operating system for Microsoft 365 success. You pay the same or less as standard license pricing, but you receive far more value built-in. Here’s what comes included when you get your licenses from ABT (our Tier-1 Cloud Solution Provider model):
This means incidents that might go unnoticed for hours (or days) with a low-touch provider are addressed in minutes with ABT. Faster detection and containment greatly reduce the impact of security incidents – studies show that quicker response can shave millions off the cost of a breach. Simply put, our MXDR coverage buys you peace of mind that someone is always watching your tenant’s security signals – and ready to act.
Bottom line: An ABT-provided Microsoft 365 license may cost the same as one from a bargain reseller, but it works harder for your business. It comes with a built-in team and toolset to keep your environment secure, efficient, and audit-ready – so you’re getting far more value for every dollar spent.
To illustrate the difference in total cost, let’s consider a realistic scenario:
Organization: Mid-sized mortgage lender (~250 employees).
Now, look at one quarter of operations:
TCO outcome: The bargain reseller might have saved you a few bucks per license on paper – say a few thousand dollars that quarter. But just one misconfiguration incident or one slow-to-address security alert can erase those savings almost instantly. In our scenario, the hours of IT time, user downtime, and emergency fixes easily cost far more than the reseller “discount.” With ABT, you might pay slightly more or the same for the licenses, but you avoided a costly outage, a potential breach, and a mad-dash audit prep. The result is you pay less overall because your licenses come with preventative care and support that ensure smooth operations. It’s the classic case of “spend a dime to save a dollar.”
If you’re in the mortgage, lending, or broader financial services space, you face a perfect storm of IT challenges: strict compliance requirements, highly sensitive data, distributed workforces, and audit scrutiny. In this environment, simply “having” Microsoft 365 isn’t enough – you need it fine-tuned so that front-line users can work fast, regulators can see you’re secure, and customer data stays protected.
Key considerations for this industry include:
In short, your Microsoft 365 license should be a lever for productivity and compliance, not a wildcard. Especially in mortgage and finance, the cost of a misconfigured setting isn’t just an IT issue – it could be a legal or reputational issue. ABT’s model ensures your licensing comes with the guardrails needed for your highly regulated world, so you can focus on closing loans and serving customers – not worrying about whether Outlook or Teams is a security landmine.
If you’re evaluating your Microsoft 365 licensing situation (whether renewing or switching providers), here’s a quick checklist to assess where you stand. Ask these questions of your team or provider:
If your current provider or internal team can’t answer these questions confidently – or if the answers reveal gaps – it’s a strong sign that a managed licensing partner like ABT could save you money and headaches. Use this checklist as a conversation starter with any potential CSP (or with us during a review) to ensure you’re not leaving easy wins on the table.
Sometimes the difference between “license only” and “license with support” comes to life in one incident. Here’s a composite example from the field:
A 180-user mortgage lender believed their tenant was in good shape – MFA was “enabled for everyone” and a global Conditional Access policy was in place requiring compliant devices. All good on paper. Once they partnered with ABT, our first Guardian Security Insights report told a different story: it flagged 14 users who were listed as “MFA enabled” but had never completed registration (including two external vendor admins!), and it revealed that a Conditional Access exception had been created for the CFO’s device (to bypass the policy requiring device compliance). These were latent risks. We helped the client fix those issues within a day – enrolling the remaining MFA users and removing or justifying the CFO exception with proper approvals.
Two weeks later, one of those previously unprotected vendor admin accounts experienced a serious incident – an “impossible travel” login, indicating the account password was likely stolen. Normally, this could have been a disaster (an outsider accessing an admin account!). But thanks to MXDR, our team caught the suspicious sign-in immediately (in the middle of the night) and froze the account. By morning, the admin user’s credentials were reset and the threat was neutralized. The client’s CFO, who had been the exception earlier, was never affected or even aware – business continued as usual.
Same Microsoft 365 licenses, different outcomes: In the “before” scenario, that company would have likely missed the MFA gaps and learned of them only after a breach occurred. And the compromised account could have led to a major incident. With ABT’s managed license approach, a potential breach was prevented, countless IT hours of emergency response were saved, and the client’s leadership slept better knowing someone had their back. The cost of going the “cheap” route could have been a multi-thousand-dollar security incident (or worse, a compliance violation in a regulatory exam). Instead, they gained a safety net and operational clarity – effectively insurance and optimization bundled with the license.
In the rapidly changing world of cloud IT, having the right partner is more critical than ever. Microsoft 365 is not a set-and-forget product – it’s an evolving ecosystem that needs active management. Here’s why ABT stands out as the partner of choice for Microsoft 365 licensing:
Lastly, consider the timing. The cloud licensing and services market is consolidating and evolving. Microsoft’s New Commerce Experience (NCE) is changing how licenses are managed, and many smaller resellers are struggling to keep up on support. Generic resellers might tempt you with slightly lower prices, but as we’ve shown, they often slip on service – and you end up paying the price in other ways. With rising cyber threats and increasing compliance pressures in 2025, this is not the time to have the “lowest bidder” managing your organization’s keys to the kingdom (which is essentially what Microsoft 365 is – your email, files, Teams, user identities, all in one place). You want a partner who is accountable for outcomes, not just transactions.
The ABT difference: We measure our success in your uptime, your security incident count, your user satisfaction – not just license sales. We turn a commodity (a license) into a catalyst for better IT and business performance.
It’s time to stop treating Microsoft 365 licenses like a commodity purchase. You can get much more value and peace of mind from the same licenses by choosing a partner that is invested in your success.
Take the next step with a no-obligation Microsoft 365 review. We offer a Guardian Security Insights assessment where we’ll analyze your current Microsoft 365 configuration and security posture. In plain language and in just a couple of hours, you’ll:
You’ll come away with actionable insights regardless of whether you decide to switch licensing to us or not. We’re confident that the data will speak for itself.
Same Microsoft 365 – less risk, more productivity, lower overall cost. That’s the ABT promise. Let’s make your Microsoft 365 licenses truly work for you.
Q: Aren’t Microsoft 365 licenses identical no matter where I buy them?
A: The SKU (product license) is the same, but the outcomes are not. If you buy a bare-bones license from a cheap reseller or direct from Microsoft, you’re essentially on your own for setup and support. If something breaks, you have limited help (maybe just online docs or a generic helpdesk). In contrast, when you buy through ABT, that same license comes bundled with expert configuration, ongoing security insights, and fast support. Think of it like getting the same car, but one comes with a dedicated pit crew. The support quality and guidance differ dramatically – and that can make or break your Microsoft 365 experience.
Q: We enabled MFA already. Why would we need “Guardian Insights” or ABT’s help?
A: Because “enabled” isn’t the same as “enforced.” A common scenario is that IT admins flip on MFA, but some users (or execs) slip through the cracks. In many tenants, a portion of users show as “MFA enabled” but never complete the registration, so effectively they’re not protected. (We’ve seen cases where dozens of users were in this limbo unknowingly.) Microsoft’s data shows that over 99.9% of compromised accounts had no MFA in place – so missing even a few users is a big risk. Guardian Security Insights will pinpoint any users not fully MFA-enabled each week so you can fix it immediately. Likewise, if someone created a bypass for the CFO or an old service account, you’ll see that highlighted. In short, we ensure MFA is truly universal and any gaps are caught before they lead to breach incidents.
Q: Our IT team is small – will partnering with ABT add a lot of overhead or complexity?
A: Quite the opposite – it removes overhead. We’re not adding another dashboard you have to monitor; we’re taking work off your plate. For example, Guardian distills a mountain of Microsoft 365 data into a short weekly checklist of real issues to address. Instead of your admins hunting through Azure AD, Exchange, Security Center, etc., they get a to-do list handed to them. As one client put it, it’s like having an automated auditor and engineer looking over your tenant continuously. Meanwhile, our MXDR is watching the alerts so your team doesn’t have to. Your IT staff can focus on strategic projects or user support, while we handle the watchkeeping and heavy lifting in the background. It’s like extending your team with specialist talent, without the headcount. (And if your team is large, we integrate with them – freeing up your senior people from tedious audit prep or log monitoring so they can do higher-value work.)
Q: Will all these security measures slow down my users or inconvenience my staff?
A: Not when they’re configured intelligently. Our goal is to improve productivity and security at the same time, not trade one for the other. We design Conditional Access policies that use contextual signals—like device compliance, user behavior, and location—to determine when MFA is truly needed. For example, if a user signs in from a known device in a trusted environment, Microsoft Entra treats that as low risk, allowing seamless access without extra prompts. But if the same account signs in from a new device or unfamiliar network, full MFA kicks in automatically.
Even better, we implement passwordless authentication using the Microsoft Authenticator app or Windows Hello—where users verify their identity with a number match and biometric (Face ID or fingerprint). It’s faster, more secure, and fully compliant with regulatory MFA definitions because it combines something you have (your phone or hardware) and something you are (your biometric).
The result? Users spend less time entering codes and more time getting work done—while IT and compliance teams know every login still meets MFA and audit requirements.
Q: What if a competitor or another reseller offers a lower price on the licenses?
A: It’s fair to compare costs, but make sure you’re comparing the true total cost. Ask yourself: how much time did your IT team spend in the last 3–6 months fixing preventable issues in Microsoft 365? How much did downtime or security scares cost you in disruptions? Those labor hours and business impacts are real costs – they just come out of a different bucket. A bargain reseller might save you a few dollars per user on the license, but if you lost $50,000 in productivity during an email outage or spent 100 hours on preventable clean-up, those savings evaporate. Industry research shows downtime and breaches can cost far more than the tools to prevent them (e.g., even SMBs can lose tens of thousands per hour when systems are down). ABT’s model is to minimize those hidden costs. Often, our license pricing is the same or better than others, but even if someone undercuts a little, our included services ensure you pay less overall by avoiding costly incidents and inefficiencies. In short: the cheapest quote up front can end up very expensive later. We prefer to save you money over the long run.
Q: Does buying licenses from ABT mean we have to replace our current MSP or IT provider?
A: Not necessarily. We often partner with existing MSPs or internal IT teams. Many of our clients keep their general IT MSP for desktop support or other needs, and use ABT specifically for Microsoft 365 licensing plus security oversight (Guardian, MXDR). We coordinate with your existing providers. Think of us as a specialized layer focusing on your Microsoft cloud productivity and security. If you have no MSP, we can act as one; if you do have one, we augment and enhance what they do by ensuring your Microsoft 365 environment is in tip-top shape. We’re flexible – the goal is to fill the gaps in Microsoft expertise, not to displace relationships that are working well.
Q: Do we need to “migrate” our Microsoft 365 tenant to work with ABT?
A: No, there’s no disruptive migration. Your Microsoft 365 tenant remains the same – same data, same users. The change is simply that the licenses are billed and managed through ABT as your CSP partner. This is a back-end change that Microsoft supports; it doesn’t require moving where your data is or anything like that. In fact, the process is typically seamless to end-users. Once we’re your CSP, we can start providing the Guardian Insights reports and monitoring services on your existing tenant configuration. It’s more like switching cell phone carriers while keeping your phone and number – everything continues to work as before, but now you have a new provider ensuring quality of service (us).
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